• If you are buying a home with owner finance, please click above on Apply Now.

    If you are buying a home with owner finance, please click above on "Apply Now".

  • Contact us today for more information on our Owner Finance RMLO Services.

    Contact us today for more information on our Owner Finance RMLO Services.

  • Sarah Montes, Texas Premier RMLO for Seller Finance Originations.

    Sarah Montes, Texas Premier RMLO for Seller Finance Originations.

  • Préstamos con Número ITIN.Préstamos Hipotecarios, camino para familias sin número de seguro social, realizar el sueño de comprar una casa.ITIN Financing available now through Texas Pride Lending!

    Préstamos con Número ITIN.

    Préstamos Hipotecarios, camino para familias sin número de seguro social, realizar el sueño de comprar una casa.

    ITIN Financing available now through Texas Pride Lending!

Texas Premier RMLO for Seller Finance Originations

Texas Pride Lending provides RMLO services to Texas Investors to ensure the proper origination of seller financed mortgages.

If you are an investor looking to contract us to originate your loan, please send us the Sales Contract with details of the transaction via email and we will begin the process.

Turn-Around times are 24-48 hours from the time we get a file in, assuming full cooperation from the borrower.

.

If you are buying a home with owner finance, please click above on "Apply Now".

.

RMLO services include taking a loan application, verification of buyer's ability to repay, and disclosing the mandatory loan disclosures to your buyer.

.

Underwriting RMLO Package includes the following:

  1. STATEMENT OF COMPLIANCE
  2. QUALIFIED MORTGAGE REPORT  
  3. CREDIT REPORT
  4. PROOF OF INCOME 
  5. REQUIRED LOAN DISCLOSURES
  6. SUPPORTING UNDERWRITING DOCUMENTS
  7. CLOSING DISCLOSURE

  

To get started, you can email MAIL@TexasPrideLending.com the Sales Contract with Terms and the buyers contact information and we can get in touch with your buyer to start the process.

~~~.

If you are buying or selling with owner financing, it is extremely important to be compliant.  In order to do so, you are required to use a licensed RMLO to originate the seller finance mortgage to be compliant with the Dodd Frank Act.

Our goal is to support new investors with our owner finance expertise.

From structuring the note terms, assisting in buyer qualification, closing, and servicing your note.  

We will direct the investor to utilize our investor friendly resources like attorney’s who specialize in creating seller finance notes, and useful service providers that are needed to make the transaction close quick and seamlessly.

.

We can also assist with your sub-to's, wrap mortgages, and note sales!

.

In addition to providing excellent customer service for Owner Finance Transactions, Texas Pride Lending is among the top in the industry for providing creative solutions to people looking to purchase a home. We take home buying seriously, and we realize that everyone's needs are different, so we strive to provide our clients with practical and creative solutions to your Real Estate needs.

We look forward to working with you!

.

Texas Pride Lending, LLC. -  NMLS ID #1479522 

.

Figure: 7 TAC 80.200(b)

"CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR ARESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND ACOMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGELENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINTFORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’SWEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE ISAVAILABLE AT 1-877-276-5550.THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OFCERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERSCAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. AWRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUNDMUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THEPAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND,PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV."

 

Recent Articles

Apr
10
2024
Balancing Act: The Art of Compromise in Home Buying
When it comes to buying a home, it's often said that it's all about location, location, location. However, compromises are sometimes necessary in the quest for the perfect home. While it's natural to want everything on your wish list, being flexible can open up new possibilities and help...
Apr
03
2024
Navigating Home Buying with Elevated Mortgage Rates: 10 Mistakes to Avoid
Homebuyers face a unique set of challenges in today’s real estate market, characterized by elevated mortgage rates and fluctuating conditions. While the temptation to time the market or solely focus on mortgage payments looms, falling into these traps can lead to costly...
Mar
27
2024
Don't Wait Another Minute: Here's Why NOW is the Perfect Time to Buy Your Dream Home!
Is it a good time to buy a home? That's the question many prospective buyers are pondering. The decision to take the plunge into homeownership is a significant one, influenced by various factors ranging from personal finances to market trends. If you find yourself in this position,...
Mar
20
2024
Second Time's the Charm: Navigating Your Next Home Purchase
So, you're ready to dive back into the exhilarating world of homebuying for the second time around? As your local mortgage pro in the heart of our community, we're here to walk you through the process and answer some burning questions, including whether you can utilize government loans...